1、上海交通大學(xué)碩士學(xué)位論文論小額貸款公司經(jīng)營(yíng)現(xiàn)狀及發(fā)展構(gòu)想姓名：諸穎妍申請(qǐng)學(xué)位級(jí)別：碩士專業(yè)：工商管理指導(dǎo)教師：于曉筠201006055ON BUSINESS OPERATION AND DEVELOPMENT TREND OF MICROCREDIT COMPANY ABSTRACT Microcredit is invested by natural person, legal person and other social orga

2、nizations to serve those in poverty and spur entrepreneurship. Due to lacking of collateral, steady employment and a verifiable credit history, some individuals and medium and small-sized enterprises cannot meet the qual

3、ifications to gain access to traditional credit. Since its trial operation, microcredit has been penetrated into each angle of the economic life across China. This paper analyses the operation status and major character

4、istics of microcredit companies in current financial market of China. Through comparison and contrast between microcredit companies and traditional credits, showcase the competitive edges and investment values of microc

5、redit companies. And an objective prediction is concluded on the analysis of macro-economy, policy orientation, market requirement and industry growth. KEY WORDS: microcredit company, major characteristics, investment